Dreaming of savoring authentic cuisine, immersing in ancient culture, exploring historical wonders, or simply enjoying affordable living? Whatever draws you to China, understanding the cost of living is key to a smooth transition. Whether retiring, relocating temporarily, or moving permanently, this guide breaks down how life in China impacts your finances.

🇨🇳 China vs. Global Cost of Living

When moving to China, currency exchange is crucial. Banks and services often use marked-up exchange rates, so check real rates via online tools like Wiseto avoid hidden fees. Send money to China at fair rates and save on transfer costs.

Currency Notes:

• China’s currency is renminbi (RMB), commonly called yuan (CNY/¥).
• Approximate exchange rates (as of writing):
  • $1,000 USD ≈ ¥6,700
  • £1,000 GBP ≈ ¥8,700
  • €1,000 EUR ≈ ¥7,800
  • A$1,000 AUD ≈ ¥5,300

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 Cost Comparison: Major Cities

Most Expensive Chinese Cities:

1. 上海
2. 深セン
3. 北京
4. Sanya
5. Hangzhou

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 Monthly Living Expenses

上海:

• 1 person (no rent): ¥4,327
• Student: ¥2,350
• 4-person family (no rent): ¥16,005

北京:

• 1 person (no rent): ¥3,643
• Student: ¥2,500
• 4-person family (no rent): ¥13,412

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 Average Salaries (Annual)

上海:

• Cashier: ¥114,835
• Software Engineer: ¥217,849
• Teacher: ¥259,201
• Product Manager: ¥347,706

北京:

• Graphic Designer: ¥311,700
• Web Developer: ¥246,350
• Product Manager: ¥462,413

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🏠 Housing & Accommodation

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⚕️ Healthcare & Dental Costs

• Average doctor visit: ¥155
• Note: Costs vary by specialist/general practitioner. Public healthcare is affordable; private options offer faster service.

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